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More CV-19 Alphabet Soup

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From our good friends at FlexBank/Navia , two new items: First up, ' Claims Run-out Deadline Extended for COVID-19 FSAs & HRAs .' At the end of last month, The Feds (Departments of Labor, Revenue, and Treasury) issued guidelines relaxing the benefit extensions for ' certain group health plans ' during this meshugas . These include disregarding the 'Outbreak Period,' that is, The Feds 'r ecognized that participants may find it difficult to comply with certain pre-established timeframes .' Paging Captain Obvious. To that end, the ' date within which participants must file a claim under your tax-free FSA or HRA plan's claims procedures has been extended to 60 days after the end of the Outbreak Period. ' Note that folks still have to incur eligible expanses in order to be reimbursed, just that there's now some flexibility in the timing of those reimbursements. Click here for more details on that. Next up, ' COBRA Timeframe Extension...
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LTCi: The New Normal

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According to The Gray Lady, about a third of all CV-19 deaths have occurred in nursing homes: ' While just 11 percent of the country’s cases have occurred in long-term care facilities, deaths related to Covid-19 in these facilities account for more than a third of the country’s pandemic fatalities .' This makes sense, of course; these are pretty much the most vulnerable among us, kept in a relatively small,confined environment. Heck, even now, politicos know enough to move their own parents out of these places: ' Pennsylvania Health Secretary Rachel Levine’s mother moved out of a personal care home with the health secretary’s help, after Levine ordered all nursing homes and long-term facilities in the state to accept coronavirus patients from hospitals .' Some AreMoreEqualThanOthers, one supposes .   So what does this have to do with Long Term Care insurance? Well as FoIB (and LTCi Guru) Randy G explains, the impact of this is enormous: Knowing that most (all?) nursi...
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This Doesn't Look Like Kansas, Toto

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Welcome to the world of COVID-19 where up is down and right is wrong. A world where tattoo's are essential but elective medical and dental procedures are not. And restaurants are allowed to serve food but only for take-out. Your prepaid meal is in a plastic bag delivered by a person in a mask and gloves who places it in your trunk. No checking until you get home where your hamburger and fries miraculously transformed into a fish sandwich with onion rings. My wife and I do not eat out that often. That choice preceded COVID-19. But one of our favorite restaurants was always a choice for romantic dining on special occasions. That was then. This is now. Restaurant patrons are not allowed to enter until they have been scanned to see if they have a temperature.  At this point they are using an infrared scanner vs the more reliable rectal probe. As long as they are above room temp but below 100.4 they are allowed to advance to the next station.  Hand sanitizing is in order, but no fo...
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